These are bad economic times, and interest rates on investments are very low. Now is not the time to put your money into IRAs and CDs but rather to tuck your funds safely away in an interest bearing savings account. My name is Joan, and I will teach you how to find the best savings accounts so you can keep your money safe for the future. There are several ways to make a savings account work for you, and I will go over all of them. As they say, a penny saved is a penny earned. Take my advice for the best ways to save your pennies.